Personal Loans

Unsecured Loans & Lines of Credit

Getting a personal loan from Greylock Federal Credit Union could help you consolidate your debt or make those other major purchases you've been putting off.

Borrow up to $5000 (based on your creditworthiness) for debt consolidation, vacation, furniture, or other major expenditures.

Apply for an Unsecured Loan

See Rates

Share Secured Loan

A great way to secure a loan from Greylock to help you reach your goals.

Greylock will finance up to 100% of the value of your Share Savings or Term Share Certificates at some great rates and terms.

Apply for a Share Secured Loan

See Rates

Personal Loan Rates

Table data for Unsecured Loans and Lines of Credit
12-22-2024
Loan/LOC Type	Term	Fixed APR¹	Monthly Payment Per $1000 Borrowed	Alert Me
Personal Loan (up to $2500)	Up to 5 years	9.99%²	$21.24	Receive a notification when this rate changes

Personal Loan ($2501 to $5000)	Up to 5 years	10.99%²	$21.74	Receive a notification when this rate changes

Checkmate Overdraft Protection (up to $1000)	Line of Credit	14.00%²		Receive a notification when this rate changes

Special Loan Programs	Term	Fixed APR¹		Alert Me
Fuel Loan³	Up to 10 Months	6.00%²	$102.79	Receive a notification when this rate changes

Mass Save® Heat Loan⁴	7 Years	0.00%	$11.90	Receive a notification when this rate changes

Subject to credit approval.
¹APR = Annual Percentage Rate↵ ²Rates shown as low as. Rates subject to change.↵ ³Fuel Loan - Maximum Loan Amount = $3,000↵ ⁴Mass Save Heat Loan - Maximum Loan Amount = $25,000. Subject to approval by Mass Save. Please click here for additional details.↵

Table data for Green Loan
Loan Type	Term	Fixed APR¹	Month Payment Per $1000 Borrowed	Alert Me
Unsecured Personal Loan up to $25,000	15 year	as low as 7.75%²	$9.41	Receive a notification when this rate changes

Subject to credit approval. Borrower must qualify for Greylock Federal Credit Union Membership. Primary residences only. 1-2 unit homes, condos, mobile homes (not in parks). Bill or invoice is required. Check(s) to be made payable to borrower and contractor.
¹APR = Annual Percentage Rate↵ ²Rates shown as low as. Rates subject to change.↵

Table data for Other Consumer Loans
12-22-2024
Term Share/Savings	Term	APR¹	Loan to Value	Monthly Payment Per $1000 Borrowed	Alert Me
Secured up to $100,000	5 Year	Term Share Rate + 3.0%²	100% LTV Share Secured	$18.06 - $18.28	Receive a notification when this rate changes

Secured of $100,000 or more	5 Year	Term Share Rate + 2.0%²	100% LTV Share Secured	$17.62 - $17.84	Receive a notification when this rate changes

Subject to credit approval.
¹APR = Annual Percentage Rate↵ ²Rates shown as low as. Rates subject to change.↵

Pay your Greylock Loan

Online

Log into your Online Banking account or Mobile Banking app and make a transfer. OR make a one-time payment with BillMatrix.

Mail

Please send to:
150 West Street
Pittsfield, MA 01201

In-Person

Visit any of our branch locations. Please bring a photo ID such as a Driver's License for identification.

24/7 Drop Box

Available at the following branches: Adams, Great Barrington, Greenport/Hudson, Lanesborough, Lenox, North Adams, Pittsfield - Allendale, Pittsfield - Elm St, Pittsfield - West St, Williamstown.