1Subject to credit approval. Two different FTHB credits are available. Only one credit will be provided. To obtain the maximum credit of $3,000 towards your closing costs, or up to 2 monthly payments of $1,500 each, a checking account with direct deposit of 80% or more of net pay must be established prior to closing. Otherwise, a FTHB credit of $1,000 toward your closing costs or your first monthly payment, up to a maximum of $1,000, will be provided. If the loan is closed within 3 years of origination, you will be required to reimburse Greylock for this credit or payment(s) made on your behalf. Only valid for First-time homebuyers toward adjustable rate mortgages. Offer expires 12/31/25.
2HELOCs have an interest-only payment feature and there are no loan-advance fees, annual fees, or closing costs (for first-time applicants). You can make advances by simply writing a check, by visiting one of our branches, or by performing a transfer through Online Banking.
3Closing costs paid on borrower’s behalf. Borrower may be responsible for repayment of cost to Greylock if loan is closed or refinanced within 36 months. Offer subject to credit approval. Prime Rate as published in the Wall Street Journal. Maximum loan-to-value (LTV) of 80%. Other restrictions may apply. Other rates available.
4Offer subject to credit approval. Borrower must qualify for Greylock Federal Credit Union membership. Financing up to 100% of appraised value minus existing mortgage balances. Closing costs paid on borrower’s behalf. Some restrictions may apply. Borrower may be responsible for repayment of cost to Greylock if loan is closed or refinanced within 36 months.
5Closing costs paid on the borrower's behalf for Berkshire County properties only. Some restrictions may apply. Borrower may be responsible for repayment of these costs to Greylock if they refinance within 36 months.
6Closing costs paid on borrower's behalf. Borrower may be responsible for repayment of cost to Greylock if loan is closed or refinanced within 36 months. Offer subject to credit approval. Prime Rate as published in the Wall Street Journal. Maximum loan-to-value (LTV) of 80% to obtain the 6.00% promotional rate offer. Other restrictions may apply. Promotional rate of 6.00% for 6 monthly billing cycles. After promotional rate period ends, rate will revert to the variable rate of Prime plus 0.00%, currently 7.50% APR. Other rates and terms available.
