Loan Rates
| Maximum Term | Fixed APR as low as1 | Monthly Payment Per $1000 Borrowed | Alert Me | |
|---|---|---|---|---|
| 2021 and newer vehicles | 6 Years | 6.39%2 | $16.76 | Receive a notification when this rate changes |
| 2018-2020 | 6 Years | 6.89%2 | $17.00 | Receive a notification when this rate changes |
| 2017 and older vehicles | 6 Years | 8.64%2 | $17.85 | Receive a notification when this rate changes |
| Subject to credit approval. Stated rates based on credit worthiness. Loan rates available for up to 110% Loan to Value of vehicle. "Vehicle" is defined as a car or light truck/van. 0.50% discount for new and used Electronic Vehicles (excluding Hybrids). | ||||
| Maximum Term | Fixed APR1 | Monthly Payment Per $1000 Borrowed | Alert Me | |
|---|---|---|---|---|
| 2020 and newer vehicles | 6 Years | as low as 8.99%2 | $18.02 | Receive a notification when this rate changes |
| 2017-2019 | 6 Years | as low as 9.49%2 | $18.27 | Receive a notification when this rate changes |
| 2016 and older vehicles | 6 Years | as low as 11.24%2 | $19.16 | Receive a notification when this rate changes |
| Subject to credit approval. For Campers and Motor Homes, add 1% to the above rates for up to 84 month terms and 2% for up to 120 month terms. Stated rates based on credit worthiness. Loan rates available for up to 110% Loan to Value of vehicle. *"Vehicle" is defined as a motorcycle,jet ski, snowmobile, camper, motor home, ATV or other off road transportation. | ||||
| Loan/LOC Type | Term | Fixed APR1 | Monthly Payment Per $1000 Borrowed | Alert Me |
|---|---|---|---|---|
| Personal Loan (up to $2500) | Up to 5 years | 9.99%2 | $21.24 | Receive a notification when this rate changes |
| Personal Loan ($2501 to $5000) | Up to 5 years | 10.99%2 | $21.74 | Receive a notification when this rate changes |
| Checkmate Overdraft Protection (up to $1000) | Line of Credit | 14.00%2 | Receive a notification when this rate changes | |
| Special Loan Programs | Term | Fixed APR1 | Alert Me | |
| Fuel Loan3 | Up to 10 Months | 6.00%2 | $102.79 | Receive a notification when this rate changes |
| Mass Save® Heat Loan4 | 7 Years | 0.00% | $11.90 | Receive a notification when this rate changes |
| Subject to credit approval. | ||||
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| Term Share/Savings | Term | APR1 | Loan to Value | Monthly Payment Per $1000 Borrowed | Alert Me |
|---|---|---|---|---|---|
| Secured up to $100,000 | 5 Year | Term Share Rate + 3.0%2 | 100% LTV Share Secured | $18.06 - $18.28 | Receive a notification when this rate changes |
| Secured of $100,000 or more | 5 Year | Term Share Rate + 2.0%2 | 100% LTV Share Secured | $17.62 - $17.84 | Receive a notification when this rate changes |
| Subject to credit approval. | |||||
| Loan Type | Term | Fixed APR1 | Month Payment Per $1000 Borrowed | Alert Me | |
|---|---|---|---|---|---|
| Unsecured Personal Loan up to $25,000 | 15 year | as low as 7.75%2 | $9.41 | Receive a notification when this rate changes | |
| Subject to credit approval. Borrower must qualify for Greylock Federal Credit Union Membership. Primary residences only. 1-2 unit homes, condos, mobile homes (not in parks). Bill or invoice is required. Check(s) to be made payable to borrower and contractor. | |||||